According to most people you need to get/review your life insurance when the following events occur in life.

• Purchased a home
• Had a child
• Married, divorced, or became widowed
• Changed jobs
• Started your own business
• Began caring for an elderly relative
• Took out a large loan
• Started a retirement or college fund

Since we are waiting for our first baby bean and does not have life insurance, I started to get a little nervous about it and did some research. Most of the websites does not give you quote online, but asks you for your personal information and tells you to wait for someone to call you with a quote. However, Prudential site does give you quote online if you are curious how much it will cost to get your life insurance.

There are also caculators out there which tells you how much coverage you need. Some good places were Matrix Direct and Prudential.